There are several reasons that you may want to consider a remortgage deal if you currently have a mortgage.  First and foremost is that when your existing product comes to an end, you might want to secure a new fixed or discount/tracker rate for a set time.

Many people remortgage their home in order to free up the equity they have in their home to pay off past debts or raise capital for home improvements or a second property purchase. You should however consider carefully before adding unsecured debt to your mortgage.

Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up payments on your mortgage.